Envision Private
Brisbane skyline
Private Lending · Brisbane, QLD

Private lending in Brisbane.

Business-purpose private lending secured by Brisbane and South East Queensland real estate. Second mortgages, caveat loans, and first mortgage private credit from $250K to $20M+.

$250K – $20M+

Deal sizes to suit Brisbane developers, investors, and SMEs.

Local security preferred

Residential, commercial, industrial and development sites across greater Brisbane.

24-hour indicative terms

Fast turnaround on genuine, well-structured commercial deals.

Private lending in Brisbane, QLD

Brisbane and South East Queensland are among Australia's fastest-growing property markets, and demand for non-bank commercial finance has grown with them. Private credit is now a core funding source for Queensland developers, investors, and SMEs — particularly for site acquisitions, bridging, and short-term commercial facilities where bank turnaround is prohibitive. Envision Private originates and manages these transactions for wholesale investor capital.

Loan products available in Brisbane

  • Second mortgage loans — release trapped equity behind an existing bank facility.
  • Caveat loans — 48–72 hour settlement for urgent commercial needs.
  • First mortgage private credit — refinance, bridge, or acquire commercial property.
  • Development finance — site acquisition, construction, and residual stock.

Common Brisbane use cases

  • Development site acquisitions across South East Queensland
  • Bridging finance for Brisbane and Gold Coast residential and commercial property
  • Second mortgages behind major bank commercial facilities
  • Residual stock funding on completed apartment projects
  • Refinancing bank commercial debt that has come to term
  • Fast caveat loans for urgent Queensland commercial requirements

Where we lend across greater Brisbane

From the Brisbane CBD, Fortitude Valley and New Farm to the Inner South, Inner West, Bayside, and outer growth corridors — plus the Gold Coast, Sunshine Coast and Ipswich — we consider well-structured deals secured across South East Queensland and selected regional QLD transactions.

Brisbane CBDFortitude ValleyNew FarmSouth BrisbaneWest EndNewsteadToowongMiltonBulimbaChermsideIndooroopillyMount GravattIpswichLoganGold CoastSunshine Coast

Why brokers and borrowers choose Envision Private

Envision Private originates and manages private credit transactions backed by Australian wholesale investor capital — high-net-worth individuals, family offices, and sophisticated allocators. We are not an NCCP-regulated lender. We only fund business-purpose and investment loans, and we apply institutional-style credit discipline to every transaction.

For Brisbane-based brokers, that means fast, honest answers, terms that don't move at the eleventh hour, and a team that understands the local market.

FAQs — Brisbane private lending

How fast can you fund a Brisbane deal?

Indicative terms within 24 hours. Caveat loans typically settle in 48–72 hours; second and first mortgages settle within 5–10 business days from indicative terms.

Do you lend in outer Brisbane and regional QLD?

Yes. We lend across greater Brisbane and consider well-secured regional QLD transactions on a case-by-case basis.

Are your loans regulated by NCCP?

No. Envision Private only arranges business and investment purpose loans, which fall outside the National Consumer Credit Protection Act 2009 (Cth).

Do you deal directly with borrowers or through brokers?

Both. We prefer to work with experienced commercial finance brokers where possible and pay competitive introducer fees.

Submit Your Deal

Submit your Brisbane deal

Send us the essentials on your Brisbane transaction. Our credit team responds with indicative terms within 24 hours — emails route directly to hello@envisionprivate.com.au.

  • Indicative terms within 24 hours
  • Caveat settlements in 48–72 hours
  • Business & investment purpose only

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Have a Brisbane deal? Let's price it.

Submit your deal snapshot today and receive indicative terms within 24 hours.