Construction loans for Gold Coast projects.
Gold Coast construction runs on presales, trade availability and council timing, and bank construction credit rarely moves at that speed. Envision Private arranges private construction and development facilities for projects from Coolangatta to Coomera — townhouse and duplex builds, boutique apartments, mixed use, industrial sheds and commercial fitouts, plus Southport, Surfers Paradise, Broadbeach, Burleigh, Robina, Nerang and the northern corridor. Facilities are arranged on behalf of wholesale investors, sophisticated investors and family offices, are business or investment purpose only, and Envision Private is not an NCCP-regulated lender.
When it makes sense
- A Gold Coast build ready to start before presales hit a bank threshold
- Land acquisition and construction funded as a single facility
- Cost overruns or a variation that has outgrown the original facility
- Completing a partially built project after a builder or funder exit
- Refinancing an expiring construction facility to practical completion
- Residual stock funding while completed units sell down
Indicative loan parameters
| Project types | Townhouses, duplexes, boutique apartments, industrial, commercial |
| Loan size | $1,000,000 – $20,000,000+ |
| Basis | Up to ~65% of gross realisation, or ~75% of total development cost |
| Presales | Considered with limited or no presales, project dependent |
| Term | 6 – 24 months, aligned to the build program |
| Drawdowns | Progressive, against quantity surveyor certification |
How the process works
- Feasibility review — site, approvals, builder, costs, program and end value.
- Indicative terms — written structure and pricing within 24 hours.
- Valuation and QS — as-if-complete valuation and cost-to-complete report.
- Legals and settlement — security registered and the first drawdown released.
- Drawdowns to completion — progress claims funded against certification.