Caveat loans in Brisbane for deals that cannot wait.
Brisbane and South East Queensland are among the fastest-moving property markets in the country, and caveat funding is built for that pace. The facility is secured by a caveat lodged with Titles Queensland over property you already own, registering the funder's interest without refinancing the first mortgage. Envision Private arranges caveat facilities across Brisbane — the CBD and inner north and south, the western suburbs, bayside, Logan, Ipswich, Moreton Bay — plus the Gold Coast, Sunshine Coast and regional Queensland. Facilities are arranged on behalf of wholesale investors, sophisticated investors and family offices, are business purpose only, and Envision Private is not an NCCP-regulated lender.
When it makes sense
- A Queensland contract or settlement date under pressure
- ATO or creditor arrears on a Brisbane trading business
- Deposit or completion funding ahead of another sale settling
- Bridging a SEQ development or construction milestone
- Refinancing an expiring short-term facility
- Working capital against Brisbane commercial or industrial equity
Indicative loan parameters
| Location | Brisbane, Gold Coast, Sunshine Coast and regional QLD |
| Loan size | $50,000 – $5,000,000+ |
| Security | Caveat over Queensland real property |
| Term | 1 – 12 months |
| Speed | Terms in 24 hours, settlement in 48–72 hours |
| Documents | Title search, ID, purpose and evidence of exit |
How the process works
- Snapshot — property, existing debt, amount required and exit.
- Title search — Queensland title reviewed for encumbrances and caveatable interest.
- Indicative terms — written pricing and conditions within 24 hours.
- Documents and caveat — security signed and the caveat lodged with Titles Queensland.
- Funding — funds advanced, typically within 48–72 hours.